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Confidential KM Digital concept preview
For more than 150 years, Potomac Bank has grown alongside the families, businesses, and neighborhoods we serve banking with the people you know, in the place you live.
From your first checking account to your business's tenth year and every milestone in between we've been there. Here's how we can help today.
Checking, savings, lending, and tools for the everyday built for the way you actually live.
Explore Personal
Commercial loans, SBA lending, cash management, and the bankers who know your industry.
Explore Business
Personal advisory, investment management, and trust services held in the same community you live in.
Explore Trust & Wealth
Mortgages, home equity, and refinancing with loan officers who actually know your neighborhood.
Find a Loan Officer
Potomac Bank was chartered in 1871 back when handshake deals still meant something and the next generation built on the trust of the last. A century and a half later, that's still how we work.
We've grown into a full-service community bank serving Virginia, Maryland, and West Virginia. But growth, for us, has never meant getting bigger at the expense of getting closer. The lobby still feels like the lobby. Your banker still answers the phone.
Whether you're opening your first account, getting ready to buy, or running a growing business, we've made it easier to take the next step.
Five account tiers built for different life stages from your first paycheck to your retirement years. No surprise fees. Real human service.
Local loan officers who know the market not a call center. Find out what you qualify for without a hard credit pull.
ACH origination, positive pay, lockbox, sweeps, and remote deposit orchestrated to your operating cycle, not someone else's product menu.
"When we needed to renovate, three other banks ran the numbers. Potomac Bank ran the numbers and walked the floor with us. That's the difference.
Buying a car, refinancing a home, deciding whether to rent or buy sometimes you just need the numbers in front of you. Here are ours.
How much home can you actually afford on your income?
The math on whether buying makes sense in your market.
Monthly payment estimates and total cost of ownership.
What it takes to save for the down payment, the trip, the rainy day.
Rates, terms, and what your monthly payment would look like.
Where are you on the path? What do the next ten years need to do?
Through the BCTCares Foundation, we put time, talent, and dollars back into the communities that built this bank the food banks, the youth programs, the small farms, the neighbors who need a hand.
Branches and offices across Virginia, Maryland, and West Virginia. Drop in for coffee or schedule a meeting with the banker who fits.
Open an account online in under ten minutes or sit down with a banker who'll walk you through every option.